MFs have benefited from a shift to financial assets from physical assets like real estate and gold.
About 24 fund houses saw a decline in their debt AUMs in the past one year.
If you have been planning to buy a house, don't postpone your purchase. Developers are offering discounts, freebies and attractive payment plans.
Here's a quick guide to navigating and ordering from global websites.
Tinesh Bhasin explains the tax liabilities that accompany receiving a gift.
State real estate regulators are the best option for home-buyers when it comes to seeking relief. The cases are disposed much faster, and the individuals don't need to engage lawyers as the process is simpler, says Tinesh Bhasin.
Linking all new floating rate loans to an external benchmark won't impact existing borrowers, so customers who have taken long-term home loans recently should watch things carefully, say Joydeep Ghosh and Sanjay Kumar Singh.
'Investors should allocate about 5% to 10% to such funds.'
'... Whether an incumbent is voted back or a coalition forms a new government except for a temporary disruption for a few weeks.'
'The years after the financial crisis of 2008 were tough for brokers as volumes dwindled and retail investors stayed away.'
There is polarisation among sectors with IT and healthcare receiving the lion's share of FPI money in the past two quarters.
The best part is that an investor gets price appreciation and earns interest income as well, which is unique only to sovereign gold bond.
UPI transactions are growing faster, but wallets remain relevant for those without a bank account and seeking cashbacks.
Analysts say investors should increase their exposure to gold up to 10% of their portfolio, depending on their comfort with a 2-year horizon. But avoid investing in physical gold or deposit schemes run by jewellers
Don't forget to ask for quarterly audited statement of transactions in your account. This will make it easier for you to calculate your tax liability and pay it on time.
Those willing to take a higher risk for higher returns can look at AAA-rated non-convertible debentures from reputed issuers.
Keki Mistry, bottom, left, vice-chairman, Housing Development Finance Corporation (HDFC), tells Joydeep Ghosh that debt fund investors could become risk-averse, leading to problems for other non-banking financial companies.
'Allocate 30% to 35% of your equity portfolio to mid-cap funds and 10% to 15% to small-cap funds.'
Mahindra MF, which began operations in July 2016, is currently a bit-player and placed 31 among 42 fund houses, with assets under management of about Rs 4000 crore
'For the RBI, it is also strategic to allow the rupee to over-depreciate, then come and buy the rupee, and benefit from its appreciation. Speculators who have driven the rupee too low then make losses,' says Ashima Goyal.
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